We are not owned by a bank, an insurance company, or any other firm. We are 100% INDEPENDENT and only paid directly by you, the client. This means that we put our clients interests before our own. Additionally, our client's assets are held at a third-party custodian, TD Ameritrade, where they have 24/7 access to their accounts.
We believe that the financial planning process should be an engaging conversation, not just a checkbox waiting to be checked. We are committed to the financial planning process as it is an antecedent to portfolio management. The plan's findings will be integrated around the client's specific and personal financial goals.
The Bull Oak Investment Strategy focuses on three central principles: low-cost/passive management, risk management, and behavioral economics. The strategy was developed by Ryan and top UCLA Anderson academics. As a San Diego Financial Advisor, Bull Oak offers five strategies for its clients, ranging from Conservative to Aggressive.
Ryan Hughes, MBA - CEO & Portfolio Manager
Thank you for considering Bull Oak Capital to help you with your financial planning and investment management needs! The firm was created in 2014 with three primary goals:
1. To create a world-class firm that provides fee-only (conflict-free) advice to its clients (Read more on fee-only fiduciary responsibility HERE)
2. To offer a no-nonsense, better performing investment strategy
3. To help our clients solve complex financial planning issues.
To provide you with a better idea of my history and experience, here is some relevant information about me:
- Over 10 years of finance experience, including time at Merrill Lynch and Morgan Stanley
- MBA in Finance from UCLA Anderson where I was awarded the J. Fred Weston Finance Award for academic excellence, was nominated as a GAP Fellow (the top 6% of program thesis participants), and I was the ASAM Chief Investment Officer.
- B.S. in Business Administration from the USC Marshall School of Business. Fight On!
- Proud U.S. Navy Veteran where I served two deployments onboard the USS Jarrett as a VBSS team-member.
Our goal is to provide our clients with 100% transparency and ease of access. This means we provide our clients with the best technology currently available. Available to all of our clients, for free.
All of our client's assets are held at TD Ameritrade, a large, well-known firm where you will have 24/7 access to your account. We do not directly custody our client's assets. We simply provide the best in-class client portal technology, above and beyond what our custodian of choice provides.
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