About Us

bull-oak (or buloke)

noun: a species of the ironwood tree class known to have the hardest wood in the world with a janka hardness of 5060 lbf.

Bull Oak Capital is a top-rated financial advisory company recognized as one of the fastest growing firms in the nation. We provide wealth management services to working professionals in the San Diego region.

Ryan and client lobby

Brief History

Bull Oak Capital was launched in early 2014 after Ryan Hughes graduated and completed a graduate research project from the Anderson School at UCLA. The intent was to create a smarter, more efficient, and cost-effective investment strategy for successful individuals wanting to avoid risk and protect their net worth and stock. The firm’s investment philosophy brings together time-tested investment strategies and services that most financial advisors otherwise omit.
Ryan made use of his experience at the Wall St. brokerage firms Merrill Lynch, Morgan Stanley, and Wedbush Equities to create a forward-thinking fiduciary advisory firm. Bull Oak Capital relies on data in every aspect of the firm, including portfolio management,  cash-flow based planning and wealth management. The firm is focused on providing impartial financial advice and management services to working professionals and managers  in the San Diego region.

Investment Management

We provide five investment strategies for our clients, ranging from Conservative to Aggressive. In an effort to provide our clients with long-term portfolio success, we created an investment philosophy that focuses on three central principals: low-cost/passive management, risk management, and behavioral economics. The firm’s investment strategy is the result of a graduate research project at UCLA.

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Bull Oak financial plan

Financial Planning

A comprehensive financial plan should be at the core of any long-term investment plan. Investing isn’t only about growing your portfolio and achieving high returns, but also aligning your portfolio with your specific life goals. Whether it’s generating retirement income, transferring wealth to future generations, or leaving a charitable legacy, your goals come first in developing an investment strategy.

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Take the First Step Towards Your Financial Future

Schedule an Introductory Phone Call (1/2 hour) or In-Person Meeting (1.5 hours) with one of our advisors today!