Entries by Ryan Hughes

Should I Rollover My 401k?


Though clients come to Bull Oak for a variety of San Diego financial services, a common question we’re asked is “should I rollover my 401k?” The answer is, perhaps. For most, it makes sense to roll your mutual funds out of a 401k (this includes a 403b, 401a, or whatever type the deferred employer plan...

Is Bitcoin A Bubble?


Bitcoin, the world's largest and most popular cryptocurrency, has recently dominated the news cycle. Numerous articles comment on how much money you would've made if you invested only a year ago (739%). In fact, I first heard about Bitcoin in late 2013 when its price was around $130/BTC. $1,000 invested then would be worth...

Why Is Inflation Stubbornly Low?


Global inflation has been stubbornly low for quite some time, creating a difficult situation for central bankers. Of course, central bank action is highly dependent upon inflation levels. And their actions have direct and immediate influence on global stock and bond prices. The problem? U.S. inflation measured by the core PCE has undershot the...

Hope Is Not A Long-Term Strategy


If you find that your investment strategy is pinned on the hope that Congress will somehow pass economic-boosting legislation in a timely manner, you may want to reconsider your thought process. Yes, there is still a chance that tax reform will get passed. But there is also an equally-likely chance that it does not....