The Bull Oak Capital Blog

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trade war between the U.S. and China

Trade War Between the U.S. and China: Nobody Wins

4/6/18 - In an effort to better understand what is at stake regarding the potential trade war between the United States and China, I decided ...
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Importance of working with fiduciary financial advisor

The Importance of Working With A Fiduciary Financial Advisor

3/29/2018 - Is there a difference between a financial advisor, a financial consultant, and a wealth manager? What about a financial planner, a registered representative, ...
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Rising Interest Rates and its Effects

2/25/2018 - After nearly a decade of speculation, interest rates have finally began to increase as inflation has started to pick up (about time). The ...
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Don’t Panic: The Market Decline

2/6/2018 - The previous couple of days have been volatile given the recent market decline. Within the past few days (Jan 26 -  Feb 5) ...
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Tax Reform

How Does the New Tax Law Affect Me?

1/13/2018 - It means that your tax strategy is likely to change. I wrote about the the possible effects of the Tax Reform and Jobs ...
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Uncle Sam Wants Your Taxes!

Will You Pay Higher Taxes Under the GOP Plan?

12/8/17 - Contrary to popular belief, according to our analysis, for those that live in a high income tax state, the proposed tax bills will ...
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Should I Rollover My 401k?

11/16/2017 - Perhaps. For most, it makes sense to roll your funds out of a 401k (this includes a 403b, 401a, or whatever type the ...
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Men Arguing

Don’t try to beat the index…

10/16/2017 - Because it probably won't happen. Is it at least possible for you (or your fund) to beat the index? Of course it is, but ...
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Bitcoin: Bubble or Bona Fide?

9/2/2017 – Bitcoin, the world’s largest and most popular cryptocurrency, has recently dominated the news cycle. Numerous articles comment on how much money you would’ve ...
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Why Is Inflation Stubbornly Low?

7/11/2017 – Global inflation has been stubbornly low for quite some time, creating a difficult situation for central bankers. Of course, central bank action is ...
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All Roads Lead To Beijing: China’s Belt and Road Initiative

5/13/2017 – What looks to be the single largest economic-development project in history, the Chinese-led Belt and Road Initiative will be officially unveiled in Beijing tomorrow at the ...
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Hope Is Not A Long-Term Strategy

4/2/2017 – If you find that your investment strategy is pinned on the hope that Congress will somehow pass economic-boosting legislation in a timely manner, ...
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Mexican-American Standoff: A 20% Import Tax

1/27/2017 – President Trump intends to reshape the relationship between the United States and Mexico. From building a border wall to renegotiating NAFTA, there is a ...
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White House

Trump’s Tax Plan – A Game Changer For The Markets

11/25/2016 – President-elect Trump has promised to create over 25 million jobs over the next decade and to boost the U.S. GDP to an average rate ...
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San Diego Home

Rental Income and Retirement Planning

11/3/2016 – A lot of my clients are buying real estate properties and renting them out as a strategy to help them with cash flow ...
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Stocks and Bonds

Stock and Bond Correlation

9/6/2016 – Most investors have only a mix of stocks and bonds in their portfolios. This is because stocks and bonds have historically had a ...
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The Fed’s Musical Chairs

8/9/2016 – Today’s marketplace is a peculiar one. When I look at the current market, I like to think that it is similar to the ...
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Brexit Is A Big Deal

6/26/2016 – Brexit “Black Friday” cost investors over $2 trillion in market wealth (CNBC) as global stocks fell -5.4%. Here in the U.S., the S&P ...
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The Corporate Earnings Problem

6/2/2016 – The S&P 500 is yet again trying to reach its all-time high (reached a year ago, May 2015). As I write this, the ...
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Who Will Inherit Prince’s Estate?

5/3/2016 – Prince died unexpectedly in Minnesota on April 21st and the cause of his death is still a mystery. There are reports that Prince ...
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Is it a Bull or is it a Bear?

4/9/2016 - Is it a bull or is it a bear? The past 18 months have left a number of investors asking this very question ...
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The Aging Population Problem

3/17/2016 – It’s been a month since my last post was published. I apologize for the delay. My office flooded 2 weeks ago and I’ve been ...
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U.S. Consumers – The Last Line of Defense

2/16/2016 – It is well known that there is considerable concern for the global economy. Red flags are flying high: credit spreads have widened, China is slowing ...
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Beware – The Shadow Bear Market

2/1/2016 – What a wild ride to begin 2016. The S&P 500 ended the month down -5.0%, though the index was down -9% on Jan ...
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2016 Five Star Wealth Manager Award

1/22/2016 – For this week’s newsletter, I talk about winning a wealth manager award and fiduciary responsibility. 2016 Five Star Wealth Manager Ryan Hughes was ...
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First Week Was Worst Week

1/10/2016 – The first week of January was the worst on record. The S&P 500 index fell by -5.96% to close at 1922. The index is ...
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2016 Market Outlook

1/4/2016 – This is the time of the year when economists make their 2016 market projections. Of course, these projections are notoriously off-base. At the start ...
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Fixed Income Prospects After the Fed Rate Hike

12/23/2015 – Today, I was quoted in a US News & World Report articled titled, “Fixed Income Prospects After the Fed Rate Hike.” Here is ...
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Who Is Martin Shkreli?

12/18/2015 – If the name Martin Shkreli doesn’t ring a bell, you’ve probably heard of him via his reputation. The 32 year-old is perhaps the most famous ...
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Will Oil Lead Us Down?

12/8/15  – Oil has dominated headlines recently. The single most important commodity on the planet has been under significant pressure lately. If this doesn’t tell you ...
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Santa’s Hangover: Market Update

12/4/2015 - Many investors still believe in the Santa Claus rally. Why not? It is a phenomenon that happens more often than not. The Santa ...
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While China Weighs on All, the Western World Recovers (sort of), and the Fed Looks to Raise Rates

8/4/2015 - Within the past few weeks, things have been looking moderately better in the U.S. and Europe. U.S. GDP is reporting stronger growth and ...
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Client Letter: Investment Strategy Update

5/14/2015 – On Monday, in response to several disconcerting data points, I reallocated my client’s portfolios to a more defensive allocation. Here is the letter ...
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How King Dollar Changes Everything

3/18/2015 – After a historic 6-year stock rally, this may be the unanticipated event that slows the U.S. stock market advance. The US Dollar started ...
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America Has Its Economic Swagger Back. But For How Long?

1/22/2015 - America has its economic swagger back. And it’s about time. Cue the theme song from Rocky and break out your American flag t-shirt. That’s ...
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Cautious Optimism

11/21/2014 – Believe it or not, but we are witnessing history in the making. From the March 2009 lows, the 5 year and 9 month ...
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